John Sterbick and Associates is a well-established and respected law firm in Tacoma, WA, specializing in bankruptcy law. With a commitment to providing comprehensive legal services, our firm has been a beacon of support for individuals and businesses grappling with financial difficulties. Led by John Sterbick, who brings 29 years of legal experience to the table, our firm is dedicated to helping clients navigate the complexities of bankruptcy law with confidence and clarity alongside a bankruptcy lawyer.
At Sterbick and Associates, we focus on two primary forms of bankruptcy: Chapter 7 and Chapter 13. These legal avenues offer different paths to financial recovery, and understanding which one is right for you is crucial. A bankruptcy attorney can help you decide which one is right for you; they can compare and contrast the costs and benefits of each.
Chapter 7 Bankruptcy: Commonly referred to as liquidation bankruptcy, Chapter 7 allows debtors to discharge their debts through the sale of non-exempt assets. This process can provide a fresh start for individuals burdened by overwhelming debt, but it also requires a thorough evaluation of your financial situation. Our team is here to guide you through this process, ensuring that your rights are protected and that you achieve the best possible outcome.
Chapter 13 Bankruptcy: Also known as a wage earner’s plan, Chapter 13 bankruptcy involves creating a debt repayment plan based on your monthly pay and income. This option allows you to retain important assets, such as your home and car, while repaying your debts over time. Our firm is experienced in crafting repayment plans that are realistic and sustainable, helping you regain control of your financial future.
One of the most distressing aspects of financial trouble is the threat of losing your home. At John Sterbick and Associates, we offer robust foreclosure defense services. If you’re facing the possibility of foreclosure, our attorneys can explore options such as loan modifications, litigation, and other legal alternatives to help you keep your property. We understand the emotional and financial toll that foreclosure can take, and we are committed to providing compassionate and effective legal solutions.
Every client’s situation is unique, which is why we offer specialized legal services designed to address your specific circumstances. Whether you’re an individual struggling with personal debt or a business facing financial challenges, our team will work closely with you to develop a tailored legal strategy. We take the time to understand your needs, explore all possible options, and guide you towards the best legal solutions for your situation.
We understand how daunting the prospect of bankruptcy can be, which is why we offer risk-free consultations to potential clients. This allows you to discuss your situation with our experienced attorneys, explore your options, and make informed decisions about your financial future without any upfront commitment. Contact our team or visit our office for more information.
If you’re in Tacoma, WA, and are considering bankruptcy or need legal assistance with financial matters, contact John Sterbick and Associates. Our team is ready to help you navigate these challenging times with the expertise and support you deserve. Don’t face financial hardship alone—reach out to us today and take the first step towards a brighter financial future.
